Tuesday, April 1, 2008
debit cards
I have come to really appreciate my debit card. When I first got one years ago, I used it way to much and there were many times I over drew money. Now that I can just look up on the computer how much is in my account, I have learned to manage my money more. Debit cards are so convenient because they are just like credit cards without the interest rate. Yes you have to pay a fee when you use the ATM, but I have found it beneficial to get cash back when I am getting groceries. My debit card is so convenient, that I can't remember the last time I used my credit card. So all in all, I saving a small amount of money by not using my credit card.
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I agree with you I also really appreciate my debit card. It makes everything so much easier and saves alot of time. Being able to check my balance online is great. I also have bought stuff online with my card many times. I try not to use a credit card to avoid the interest rates and until it is necessary i will stick to that plan.
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